Success Story: Bancóldex's Neocrédito

Hello! Today I’d like to share with you a success story that shows how technology can transform access to financing for microentrepreneurs in Colombia: the Neocrédito project by Bancóldex.

What is Neocrédito?

Neocrédito is a 100% digital platform driven by Bancóldex, designed to facilitate access to microloans for small businesses and entrepreneurs throughout Colombia.

Through this tool, users can:

• Connect with multiple financial institutions.
• Compare competitive credit offers.
• Choose the option that best fits their needs.

All in one place, simply, quickly, and entirely online.

Fun fact: The entire technology architecture and end-to-end development of the platform was carried out by the expert team at SmartSoft, who worked hand in hand with Bancóldex to deliver this innovative solution to thousands of Colombians.

Results that Make a Real Impact

Since its launch, the results have been impressive:

• Over $8.575 billion in loans disbursed.
• Presence in more than 843 municipalities across Colombia.
• Around 7,131 applications submitted.
• 24,331 microentrepreneurs registered.
• Simplified process: all you need is an ID, a utility bill, and four photos of your business.

Additionally, the platform has gained international recognition and won the Silver Award in Financial Inclusion from Fintech Americas.

Strategic Partners

Neocrédito has formed alliances with key institutions, including:

Thanks to these partnerships, users gain access to better rates, a greater variety of financial products, and a more inclusive financial experience.

How Can It Help You?

If you’re a microentrepreneur or just starting your business, Neocrédito is a solution built with you in mind:

• Access multiple credit offers without leaving your home.
• Choose the best financing option based on your needs.
• Enjoy a simple, fast, and hassle-free process.

You can access the platform here: https://neocredito.bancoldex.com

Added Value: Why Does This Case Matter?

This case is a perfect example of how a strategic alliance between a financial institution like Bancóldex and a tech developer like SmartSoft can generate innovative solutions that truly change lives.

It’s proof that when technology is placed at the service of people, the impact is
deep, scalable, and transformative.

Want to know more?


Schedule a call!


Contact us on WhatsApp